HomeMoney MakingBusyKid Debit Card Overview 2022: Chore App and Extra

BusyKid Debit Card Overview 2022: Chore App and Extra

Need assistance managing your baby’s allowance? BusyKid supplies a strategy to monitor your baby’s chore achievement and seamlessly ship allowance funds. 

Plus, the related app gives itself as a instructing software to assist your youngsters construct good cash habits. 

Let’s take a better have a look at what BusyKid has to supply. 

BusyKid logo


BusyKid gives dad and mom a straightforward strategy to maintain monitor of their baby’s chores and allowance. You may educate your baby cash administration habits with the suite of instruments included on this inexpensive service.

  • Teaches cash administration expertise



  • Inexpensive pricing
  • Simple strategy to educate monetary duty
  • Separate funding supply choices


  • Excessive card alternative charge
  • Paid service

What’s the BusyKid?

Busykid app screenshot
Supply: BusyKid

In 2011, the app was created by Greg Murset, a licensed monetary planner and father. 

BusyKid is a chore and allowance app that gives a straightforward platform to handle your baby’s weekly allowance primarily based on the duties they full. You may arrange an everyday allowance deposit or present one-time funds primarily based on the chores accomplished. 

The purpose is to show children learn how to handle their very own ‘invisible’ cash. Not like a money allowance system, the BusyKid Visa debit card permits youngsters to make purchases in individual or on-line. 

Furthermore, they’ll get snug with the thought of cash that isn’t bodily of their fingers. 

Because the guardian, you’ll keep in command of the amount of cash your baby can spend. 

The BusyKid Visa Debit Card additionally gives the identical protections as all different VISA debit playing cards. This could present peace of thoughts for a secure expertise. 

Who’s the BusyKid For?

BusyKid is an effective match for households that need an app-based allowance system. In case your youngsters already full chores for an allowance, BusyKid will make it easier to create a neater strategy to handle your baby’s allowance. 

As soon as your baby receives the funds, they’ll want your permission to load the cash onto their debit card

Though you will have management up till this level, you’ll should belief your baby’s spending judgment from right here. You received’t have the ability to approve or deny purchases. 

As an alternative, the kid can use the funds on their debit card as they see match. 

With that, the BusyKid Visa debit card is a good choice for folks which have confidence of their baby’s spending decisions.

When you don’t need to give your baby the ability to make purchases in-person or on-line with a debit card, then you might not need to work with BusyKid.

Nonetheless, this freedom to spend might assist your baby study some worthwhile classes alongside the best way. 

BusyKid Options

Are you intrigued by the BusyKid Visa debit card? Right here’s what it is advisable to know concerning the product. 

Chores and Allowance

Supply: BusyKid.com

Not all households run in the identical approach. However BusyKid is ready for each choices. 

If you wish to create an auto-allowance, your baby will probably be paid on an everyday schedule with none chore necessities. The schedule may be each Friday or bi-weekly payday of your alternative. 

After you arrange the allowance, you’ll be able to let it run on auto-pilot.

One other technique is to base the allowance your baby receives on the chores they full for the week. 

On this case, you’ll be able to create allowance quantities for chores or actions. Each chore that your baby marks as ‘Accomplished’ because the earlier Friday will probably be included within the payday. 

When you select the allowance primarily based on chores accomplished strategy, you’ll have to approve every payday. 

With every payday, the funds will probably be transferred to your baby in three classes with every payday – Save-Make investments, Share or Spend. 

Spend Card

The BusyKid Spend Card opens the door to your children to achieve real-world expertise managing how they spend their cash.

With a view to load funds onto the Spend Card, you or your baby might want to use their pin quantity. Throughout the app, the kid will solely have the ability to load funds from their “Spend’ account.

When the kid makes the transfer to load their card, the guardian might want to approve the transaction by way of textual content. 

As a guardian, you’ll be able to transfer any amount of cash to your baby’s card. The kid or guardian can test the account steadiness at any time within the app. 

As soon as the funds are on the cardboard, the kid is liable for spending the funds appropriately.  But when applicable, you’ll be able to at all times transfer the funds off of the cardboard.

The Spend Card can be utilized in the identical approach that you simply use different Visa debit playing cards, permitting for in-person and on-line purchases. The one huge distinction is that you’ll have to load the funds instantly on the cardboard as an alternative of getting the cardboard linked on to a checking account.


Youngsters may also make investments their cash by way of BusyKid simply. The app permits children to spend money on actual inventory in common firms. Just a few of the out there shares embrace Disney, Apple, and Netflix. 

They’ll want no less than $10 to start out investing. However your children received’t encounter any charges to purchase or promote shares. That’s a good way to encourage them to begin investing for his or her future. 


BusyPay is the most recent BusyKid characteristic. It permits household and associates to ship cash on to a baby’s BusyKid account. Anybody that wishes to ship cash can present a easy QR code to start out the method.

Supply: BusyKid.com

BusyPay makes it straightforward to your baby to just accept funds. With that, family and friends can forgo the method of looking down a present card. Plus, your baby can simply settle for funds for duties accomplished outdoors of the house akin to babysitting or yard work.


BusyKid makes it straightforward to assist your children study a balanced strategy to cash. Along with constructing financial savings and studying learn how to make investments, your children could have the chance to donate a share of their allowance to a charity of their alternative. 

There are dozens of charitable organizations that your baby might help assist with their allowance. 


Did your baby make an impressive effort of their chores? Or excel at certainly one of their different duties, akin to reaching straight As in class?

BusyKid provides you the chance to reward their actions with a Bonus. 

Parental Controls

The last word purpose of BusyKid is that can assist you educate your youngsters good monetary habits. In some circumstances, which may imply you want parental management over the motion of funds inside your baby’s account. 

Once you initially arrange an allowance, you will have management over how the payday will probably be damaged out into completely different classes. As soon as the cash is in your baby’s account, you’ll be able to select to lock the Save, Share, and Spend classes to maintain your baby from overspending.

Moreover, you’ll be able to often monitor your youngsters’s spending actions to remain within the loop. 

Plus, you’ll be able to assist reward your baby’s financial savings habits by way of Parental Matching. That’s a good way to encourage a financial savings mindset. 

Historical past

BusyKid helps you retain monitor of what your children are as much as. You’ll have an in depth historical past of chores, paydays and transactions to refer again to as wanted. 

For a real-time look, you’ll be able to make the most of the ‘exercise feed.’

How A lot Does BusyKid Value?

Th BusyKid gives an amazing service, however you’ll want to pay attention to the charges earlier than diving in. 

The BusyKid Visa® Pay as you go Spend Card provides your children the liberty to spend anyplace Visa® is accepted, and fogeys see each transaction made.

Mother and father can switch funds anytime and anyplace.

For as little as $3.99/mo. (or save 20% with the annual choice!), your loved ones can have full entry to our award-winning app and as much as 5 BusyKid Spend Playing cards.

So this can be a good time to show your youngsters learn how to spend responsibly.


As we researched BusyKid, we discovered some frequent inquiries. Listed below are the highest questions.

Is the BusyKid secure?

Sure, The BusyKid Visa Pay as you go Spend card is issued by Stride Financial institution, Member FDIC. With that, the funds inside the Save, Share, and Spend areas are insured for as much as $250,000 primarily based on the FDIC coverage. 

Moreover, the BusyKid Visa card comes with all the identical protections supplied by different Visa playing cards. This contains Visa’s Zero Legal responsibility safety coverage, which guarantees that you simply received’t be liable for unauthorized fees. 

With all of those protections in place, it’s best to really feel secure permitting your baby to make use of BusyKid. 

What customer support choices does the BusyKid Visa Debit Card supply?

You will get in contact with BusyKid by way of e mail at assist@busykid.com. Moreover, you’ll be able to attain out by way of chat on the BusyKid web site with any questions you may need. Or name to go away a voicemail for a immediate reply at 833-287-9543. 

The shopper assist crew is out there Monday by way of Friday from 8 AM to six PM. Plus, Saturday and Sunday from 8 AM to 11 AM and 4 PM to six PM. These occasions are primarily based on the corporate’s location in Arizona. 

Though you’ll be able to anticipate immediate customer support, you’ll be able to doubtless skip this job by benefiting from the FAQ part or the quite a few ‘How To’ movies inside the app.

How do I get a BusyKid Visa Debit Card for my baby?

If you’re able to dive in with a BusyKid Visa debit card to your baby, the signup course of may be very easy. 

Earlier than you dive in, verify that you’re no less than 18 years outdated, a US citizen or authorized resident, have a U.S. cellphone quantity, and have a U.S. checking account. You’ll want to fulfill all of these factors to be eligible for join. Come ready together with your date of delivery, your Social Safety Quantity, and your baby’s date of delivery for a easy course of. 

You’ll have to obtain the BusyKid app. Then present some fundamental info akin to your title, e mail, and zip code. From there, you’ll create a password to your account and choose a pin. 

As soon as the account is about up, you’ll have the ability to fund the account together with your checking account or bank card to finalize the method. 

What Others are Saying

BusyKid received a Nationwide Parenting Product Award in 2020. With that, many are impressed with the corporate’s product. 

Let’s see what present customers are saying about BusyKid. 


BusyKid has earned 3.8 out of 5 stars on Trustpilot with over one thousand opinions. Over 70% of consumers report a wonderful or nice expertise. However 13% of consumers report a foul expertise. 

One buyer with a optimistic expertise says, “My complete household has loved utilizing busy children! I’d admire child-friendly informational movies embedded within the app, nevertheless, that specify and educate children about investing. There may be the choice to take a position, which I LOVE, however nowhere that teaches children precisely what it’s earlier than they do it.”

Most complaints appeared centered round delayed delivery of debit playing cards in latest months. 

Apple App Retailer

Within the Apple App retailer, the BusyKid app earned 3.7 out of 5 stars. 

Right here’s what one comfortable buyer needed to say, “We’ve been with BusyKid a very long time with 4 children. We love the choices of give, save, and spend; and the inventory choice is a big bonus to my two boys who’re studying the ropes of investments. 

The app itself is simple to navigate. Payday is a cinch, and it holds my children accountable to checking off their chores/duties. And the bonus pay is useful once I need them to “pay for their very own” haircut, clothes, snack, and many others.”

Google Play

Within the Google Play retailer, BusyKid has 4 out of 5 stars. Many complaints had been targeted on in-app glitches. BusyKid has responded with guarantees to replace the app within the close to future. 


Educating your children to handle their allowance cash by way of an app and debit card in the present day might help put together them for future duties.

The BusyKid Visa debit card could possibly be the proper match to assist educate your children worthwhile cash classes. 



Please enter your comment!
Please enter your name here

Most Popular

Recent Comments