For this month, a number of provides are coming to an finish, notably the HSBC provides. Other than that, Canada has a wholesome quantity of first yr price waived promotional provides general with BMO, Scotiabank and TD main the way in which. Hope to see different firms bounce on board!
Restricted Time First Yr Price Waived Gives
We have now listed the playing cards primarily based on their promotional expiry dates, categorised by month. If there’s a tie-break, it’s ranked by annual price (lowest to highest), after which it’ll go alphabetically.
January 2022
Laurentian Financial institution Visa {Dollars}
- $65 annual price (first yr price waived after spending $1,000 within the first 3 months) (apply earlier than January 30, 2022)
- No annual price for a supplementary cardholder
- Earn 3% money again on pre-authorized debits
- Earn 2% money again on fuel and grocery
- Earn 1% money again on all different purchases
- $199 annual price (first yr price waived) (apply earlier than January 31, 2022)
- $50 annual price for every supplementary card
- Earn 2 factors for each $1 spent on all purchases (as much as $25,000 on annual spending)
- No international transaction charges
HSBC Premier World Elite MasterCard
- $99 annual price ((irst yr price waived) (apply earlier than January 31, 2022; besides Quebec)
- Earn 120,000 enroll bonus factors (Quebec solely), (apply earlier than January 31, 2022) (earn 20,000 after the primary buy, earn 70,000 bonus factors for retaining the account open for 180 days, earn 10,000 bonus factors for including a certified person and earn 20,000 anniversary bonus factors)
- Earn 100,000 enroll bonus factors (remainder of Canada), (apply earlier than January 31, 2022) (earn 20,000 after the primary buy, earn 50,000 bonus factors after spending $6,000 within the first 180 days, earn 10,000 bonus factors for including a certified person and earn 20,000 anniversary bonus factors)
- Earn 6 factors for each $1 spent on journey purchases
- Earn 3 factors for each $1 spent on all different purchases
- No international transaction charges
- Have a minimum of $80,000 in private annual revenue, $150,000 family revenue or have $400,000 asset below administration
- $149 annual price (first yr price waived) (apply earlier than January 31, 2022; besides Quebec)
- Earn 130,000 enroll bonus factors (Quebec solely), (apply earlier than January 31, 2022) (earn 20,000 after the primary buy, earn 80,000 bonus factors for retaining the account open for 180 days, earn 10,000 bonus factors for including a certified person and earn 20,000 anniversary bonus factors)
- Earn 100,000 enroll bonus factors (remainder of Canada), (apply earlier than January 31, 2022) (earn 20,000 after the primary buy, earn 50,000 bonus factors after spending $6,000 within the first 180 days, earn 10,000 bonus factors for including a certified person and earn 20,000 anniversary bonus factors)
- Earn 6 factors for each $1 spent on journey purchases
- Earn 3 factors for each $1 spent on all different purchases
- No international transaction charges
- Have a minimum of $80,000 in private annual revenue, $150,000 family revenue or have $400,000 asset below administration
February 2022
Scotiabank GM Visa Infinite Card
- $79 annual price (first yr price waived) (apply earlier than February 28, 2022)
- Earn 5% money again in GM Earnings on the primary $10,000 spent yearly on all purchases
- Earn 2% money again in GM Earnings on all purchases after the primary $10,000
- Money again for use for the acquisition value or lease of a Chevrolet, Buick, GMC, or Cadillac
- Have a minimum of $60,000 in private annual revenue, $100,000 in annual family revenue or $250,000 in property below administration
Scotia Momentum Visa Infinite Card
- $120 annual price (first yr price waived) (apply earlier than February 28, 2022)
- $50 annual price for a supplementary cardholder
- Earn 10% money again on all purchases for the primary 3 months (as much as $2,000 in complete purchases) (apply earlier than February 28, 2022)
- Earn 4% money again for each $1 spent on grocery purchases and recurring invoice funds
- Earn 2% money again for each $1 spent on fuel and each day transit
- Earn 1% money again for each $1 spent on all different purchases
- Have a minimum of $60,000 in private annual revenue, $100,000 in annual family revenue or $250,000 in property below administration
Scotiabank Passport Visa Infinite Card
- $139 annual price (first yr price waived) (apply earlier than February 28, 2022)
- $50 annual price for every supplementary card (first supplementary card free)
- Earn 30,000 Scene+ enroll bonus factors after spending $1,000 within the first 3 months (in case you apply earlier than February 28, 2022)
- Earn 10,000 Scene+ bonus factors after spending $40,000 in a calendar yr
- Earn 2,000 Scene+ bonus factors after each $10,000 along with the primary $40,000 in a calendar yr
- Earn 5 factors for each $1 spent on journey spending (as much as $2,500 in spending)
- Earn 2 factors for each $1 spent on grocery, eating, leisure and each day transit
- Earn 1 level for each $1 spent on all different purchases
- Obtain 6 Precedence Go lounge passes
- No international transaction charges
- Have a minimum of $60,000 in private annual revenue, $100,000 in annual family revenue or $250,000 in property below administration
March 2022
TD First Class Journey Visa Infinite Card
- $120 annual price (first yr price waived) (apply earlier than March 6, 2022)
- $50 annual price for supplementary cardholders
- Earn 80,000 enroll bonus factors after the primary buy (earn 20,000 TD factors after the primary buy and earn 60,000 TD factors after spending $1,000 inside 90 days, for Quebec residences there isn’t a spending necessities however good standing for 90 days) (apply earlier than March 6, 2022)
- Earn 9 factors whenever you ebook journey on-line by means of Expedia
- Earn 3 factors for each $1 spent on all different purchases
- Have a minimum of $60,000 in private annual revenue or $100,000 family revenue
TD Aeroplan Visa Infinite Card
- $139 annual price (first yr price waived) (apply earlier than March 6, 2022)
- $75 annual price for supplementary cardholders
- Earn 25,000 enroll Aeroplan bonus factors (earn 10,000 factors after the primary buy and one other 15,000 factors after spending a $1,000 within the first 3 months, for Quebec residences there isn’t a spending necessities however good standing for 90 days) (apply earlier than December 5, 2021)
- Earn 1.5 level per $1 spent on Air Canada, fuel and grocery purchases
- Earn 1 level per $1 spent on all different purchases
- Obtain an Air Canada Buddy Go after spending a $1,000 within the first 3 months (apply earlier than March 6, 2022)
- Have a minimum of $60,000 in private annual revenue or $100,000 family revenue
Might 2022
TD Aeroplan Visa Platinum Card
- $89 annual price (first yr price waived) (apply earlier than Might 29, 2022)
- $35 annual price for supplementary cardholders
- Earn 20,000 enroll Aeroplan bonus factors (earn 10,000 factors after the primary buy and one other 10,000 factors after spending a $1,000 within the first 3 months, for Quebec residences there isn’t a spending necessities however good standing for 90 days) (apply earlier than December 5, 2021)
- Earn 1 level per $1 spent on Air Canada, fuel and grocery purchases
- Earn 1 level per $1 spent at taking part Starbucks areas (purchases earlier than November 7, 2021)
- Earn 1 level per $1.50 spent on all different purchases
TD Money Again Visa Infinite Card
- $120 annual price (first yr price waived) (apply earlier than Might 29, 2022)
- $50 annual price for supplementary cardholders
- Earn 6% money again on all purchases (for the primary 3 months, as much as $2,000 in spending) (in case you apply earlier than Might 29, 2022)
- Earn 3% money again on fuel, grocery and recurring invoice funds thereafter (on first $15,000 in annual spending per class, together with the three month bonus promotion)
- Earn 1% money again on all different purchases
- Have a minimum of $60,000 in private annual revenue or $100,000 in annual family revenue
December 2022
BMO Air Miles World Elite MasterCard
- $120 annual price (first yr price waived) (apply earlier than December 6, 2022)
- $50 annual price for a supplementary cardholder
- Earn 2,000 enroll bonus Air Miles (earn 1,000 enroll bonus and a couple of,000 extra after spending $3,000 within the first 3 months) (apply earlier than December 6, 2022)
- Earn 1 Air Mile for each $10 on all purchases
- Obtain 2 free lounge passes with MasterCard Airport Experiences
- Obtain a Companion Flight Rebate Supply (by reserving any two flights, a method or return, by means of airmiles.ca)
- Have a minimum of $80,000 in private annual revenue or $150,000 in annual family revenue
BMO CashBack World Elite MasterCard
- $120 annual price (first yr price waived) (apply earlier than December 6, 2022)
- Earn 10% money again on all purchases (for the primary 3 months, as much as $2,000 in spending or $200 in money again) (apply earlier than December 6, 2022)
- Earn 1.5% money again on all purchases
- Obtain money again: (1) direct deposit right into a BMO chequing, financial savings or InvestorLine account; or (2) a press release credit score
- Redeem: (1) yearly; (2) when a recurring quantity has accrued a minimal of $50 and in increments of $10; or (3) a one-time lump sum with a minimal of $50 and in increments of $10
BMO eclipse Visa Infinite Card
- $120 annual price(first yr price waived) (apply earlier than December 6, 2022)
- Earn 10% extra factors for including a supplementary cardholders
- Earn 40,000 enroll bonus BMO Reward factors (incomes 25,000 enroll bonus factors and one other 15,000 after spending $3,000 within the first 3 months) (apply earlier than December 6, 2022)
- Obtain an annual $50 life-style credit score
- Earn 5 factors for each $1 spent on groceries, dinning out and in, fuel and transit purchases
- Earn 1 factors for each $1 spent on all different purchases
- Have a minimum of $60,000 in private annual revenue or $100,000 family revenue
BMO Rewards Enterprise MasterCard
- $120 annual price (first yr price waived) (apply earlier than December 6, 2022)
- $50 annual price for a supplementary cardholder
- Earn 50,000 enroll bonus factors after spending $5,000 within the first 3 months (apply earlier than December 6, 2022)
- Earn 3 BMO Reward factors for each $1 spent on fuel, workplace provides, cellphone and web recurring funds
- Earn 1.5 BMO Reward factors for each $1 spent on all purchases
- $150 annual price (first yr price waived) (apply earlier than December 6, 2022)
- $50 annual price for every supplementary card
- Earn 30,000 enroll bonus BMO Reward factors (earn 25,000 after spending $3,000 within the first 3 months and 5,000 on the primary yr anniversary)
- Earn 3 factors for each $1 spent on journey, eating and leisure purchases
- Earn 2 factors for each $1 spent on all different purchases
- Obtain 4 free lounge passes with MasterCard Airport Experiences
- Have a minimum of $80,000 in private annual revenue or $150,000 family revenue
Be aware that we’ve got two different month-to-month lists:
If you want to see different lists or see any lacking provides on this submit, please tell us within the remark part beneath!
