HomeMoney MakingRakuten Evaluation: Is It A Rip-off Or Legit?

Rakuten Evaluation: Is It A Rip-off Or Legit?

Should you’re like me, you want saving cash and getting free money. One web site that guarantees free cash is Rakuten. However is Rakuten a rip-off or is it legit? 

rakuten-logo new


A reward program that offers prospects cashback of between 1% and 40% on virtually something they purchase once they buy it by way of their Rakuten account.

  • Cashback alternatives



  • Cashback as much as 40%
  • Free
  • 1000’s of cashback alternatives


  • Pays quarterly
  • Some classes excluded from cashback

We’re going to point out you precisely how Rakuten works and if it actually provides you free cash. We’ll go over the professionals, cons and different particulars of Rakuten so you may see if it’s best for you. 

What’s Rakuten? 

Rakuten is an app and web site that was based in 1998 in Menlo Park, California. For over 20 years, the corporate has been giving prospects cashback of between 1% and 40% on virtually something they purchase.

The catch? You need to buy gadgets by procuring by way of your Rakuten account.

Video Evaluation of Rakuten (Beforehand Ebates)

How Does Rakuten Work?

Rakuten is simple to function. All you need to do is join a Rakuten account. When you log in utilizing your member login, you discover the identify of the shop(s) you want to store.

You need to use the alphabetical checklist Rakuten supplies, or discover a retailer with their search bar. As soon as you discover your required retailer, you click on on it.

The hyperlink will convey you proper to the shop web site (through the Rakuten portal), and you can begin procuring. 

Since you are directed from the Rakuten web site on to the shop web site, procuring by way of Rakuten is not any totally different than when you’d gone straight to the shop web site.

The one distinction is that you simply’ll get cashback on qualifying purchases since you accessed the shop by way of your Rakuten account.

Your different possibility for procuring through Rakuten is to make use of the Rakuten browser extension. Once you set up the browser extension, you may skip the step of visiting the Rakuten web site. 

The extension will present a popup every time an internet site you go to is eligible to earn you cashback in your buy. All you need to do is click on the button within the popup to energetic Rakuten and earn cashback.

Getting Your Cashback

Every retailer hyperlink on the Rakuten web site or browser bar will present you the share of cashback you’ll get from purchases. The cashback share varies with every retailer – and likewise relying on what you buy. 

For instance, Walmart would possibly give 2% again on common purchases however 20% again on residence and backyard purchases. Additionally, the cashback percentages fluctuate and alter now and again, relying on retailer offers. 

In-Retailer Money Again

Add a card to link offer

You too can get money again by procuring individual by connecting your bank card within the Rakuten app.

Why Does Rakuten Give You Cashback on Purchases?

You would possibly marvel why Rakuten is providing you with cashback on purchases. It’s fairly easy. The shops give Rakuten cash for referring you to purchase from them. 

Rakuten chooses to separate the money with you. It’s a win-win for you, for Rakuten and the shop. 

Which Shops Accomplice With Rakuten?

stores that offer cash back on rakuten app

The variety of shops you may store by way of Rakuten is spectacular. The truth is, they’ve partnerships with over 2,500 shops. 

A few of these shops embody:

  • Nordstrom
  • Kohl’s
  • Macy’s
  • Walmart
  • Turbotax
  • Ace {Hardware}
  • Aeropostale
  • Barney’s
  • Tub and Physique Works
  • Cabela’s
  • Justice
  • Goal
  • A number of Journey Websites

The sheer variety of shops that companion with this system assures that there are rebates out there at shops for nearly each one that likes or wants to buy.

I’ve to say that that is my favourite a part of utilizing Rakuten. Once I first thought-about trying into this system, I’ve to confess that I didn’t assume it could do our household a lot good.

As we work on our journey to get out of debt, we’re holding non-necessity procuring to a naked minimal.

Nevertheless, Rakuten presents rebate reductions on the shops we store at for all of our on a regular basis gadgets. Plus, there are specialty and reward shops. So this implies I can get monetary savings on on a regular basis purchases, and after I want to purchase Christmas and different presents too.

Subsequent, we’ll go over the principle professionals and cons of Rakuten.


There are a number of good issues about Rakuten. A few of my favorites are as follows:

Huge amount of shops which might be out there to buy

Among the extra in style shops presently on the location’s rebate checklist embody Walmart, Goal and Finest Purchase.

As I discussed earlier, they supply cashback from purchases at over 2,500 shops.

Ease to make use of

Utilizing Rakuten is straightforward. You simply sign-in on the Rakuten web site, click on on the shop you want to store at and store as you normally would.


Whilst little as 1% cashback can add up whenever you’re procuring. Nevertheless, many shops provide 10%, 20%, 30% and 40% money rebates.

Referral program for members

Rakuten additionally has a referral program for members. We’ll speak extra about that in a bit. 


There are some things that may be thought-about cons on the subject of Rakuten.

Pays out cashback accrual checks quarterly

You’ll be able to’t select to get your cashback from procuring whenever you want. As an alternative, Rakuten will mail you a verify every quarter, offered you’ve met the minimal withdrawal requirement (presently $5.00).

In different phrases, you shouldn’t anticipate a month-to-month payout in your procuring excursions.

Impulse to purchase as a result of gadgets are “on sale”

For these not in charge of their spending, it may be simple to purchase issues that you simply weren’t planning on shopping for since you acquired it “on sale.”

I’d suggest committing to staying together with your authentic procuring plans and attempt to keep away from impulse buys. 

Excluded merchandise that don’t qualify for money rebates

Almost each retailer featured on Rakuten has some excluded merchandise.

As an example, at Walmart, there isn’t any rebate given on the next:

  • Cellphone purchases
  • Pay as you go telephone playing cards
  • Pharmacy purchases
  • Journey heart purchases
  • Monetary heart transactions
  • Tires
  • Optical purchases
  • Reward playing cards

Whereas the exclusions could also be a deterrent for some, I discovered it an awesome deal that they provide cashback on the gadgets we purchase most at Walmart: private toiletries and clothes.

Every retailer has some excluded gadgets, so earlier than you store at your favourite shops on Rakuten, look by way of their lists of exclusions earlier than you make your purchases.

A Actual-Life Story About Utilizing Rakuten

Properly Stored Pockets founder Deacon Hayes began utilizing Rakuten a number of years in the past. He shared a cashback success story with us. 

“When my son Finn turned a toddler, we knew that we wanted one thing for him to do exterior, however we weren’t positive what to get him. I researched out of doors toys and located a playhouse that seemed superior, however it was a few hundred {dollars}. I made a decision to look in Google for a greater deal and located it at Kmart for lots much less.

I might have simply purchased it and referred to as it a day, however right here is the kicker:

I made a decision to open up Rakuten and see if Kmart was considered one of their retailer choices and it was. Not solely that, however they have been paying 6% cashback for these kind of purchases! So I acquired $9 cashback on one thing that I used to be already going to buy, and I acquired it for a a lot lower cost than what I initially noticed on Amazon.”

Notice: it is very important observe that not all purchases by way of a retailer will get you cashback. As an example, on this case, it was for ‘youngsters toys’ or ‘out of doors gadgets.’ 

Some shops give cashback for all purchases, however not all of them do. For that reason, it’s important to double-check that the merchandise that you simply need to buy is related to the class the retailer is providing cashback on.

Is Rakuten Legit?

Sure, Rakuten is a legit firm that has a protracted observe document. See under to learn the way different organizations like BBB and prospects on Trustpilot fee Rakuten.

BBB Score: B

Trustpilot rating: 4.3 out of 5

Rakuten Referral Program

rakuten - join and earn cash back

One other cool factor about Rakuten is their referral program. Rakuten is prepared to pay you chilly arduous money for referring your pals. At present, they may pay you $30 per individual that you simply refer so long as they really use Rakuten to get cashback.

Signing up just isn’t sufficient; they’ve to make use of Rakuten at the least as soon as to purchase one thing over $30 so that you can get the fee.

Additionally, generally Rakuten will run an extra promotion. As an example, they offers you $30 for every individual you refer for as much as 3 individuals.

I don’t find out about you, however that’s motivation sufficient for me to start out telling my pals about it. They get $30 for signing up, and also you receives a commission as nicely…not too shabby!


Rakuten just isn’t a rip-off – it actually does offer you free cash whenever you store. And with over 2,500 shops to select from, practically everybody can earn cashback. 

Simply keep in mind to learn the advantageous print concerning what gadgets shops are giving cashback on. And be cautious of the urge to spend simply since you get one thing “on sale.”

When used properly, Rakuten can assist you retain additional cash in your pocket and get monetary savings on the belongings you purchase day-after-day.

If you wish to be taught extra in regards to the Rakuten rewards program or when you’d like to enroll, merely join with both iOS or Android.



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